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National Association of Cooperative Credit Unions of Gambia (NACCUG)
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Contact Address Details:

National Association of Cooperative
Credit Unions of Gambia

Banjul Head Office - Kanifing, Ksmd
Bertil Harding Highway
(Near Bakau Stadium)
PO Box 35, Banjul
The Gambia, West Africa

Tel no: +220 4497028
                     4497026, 9968850

Fax:              4497026

Email: naccug@gamtel




National Association of Cooperative Credit Unions in Gambia (NACCUG) was established in Banjul in 1991 to act as the national trade association representing approximately 70 affiliated microfinancing member credit unions in the country. It is fully registered and licensed by the Central Bank.

The co-op acts as a lobbying group, an umbrella organisation and provides essential training, marketing services and is the core finance facility for its urban and rural village membership.

Aims & Objectives of NACCUG:
  To enhance the long-term viability of NACCU through self-sufficient strategies;

  To fight poverty in The Gambia through capacity building;

  To formulate and offer the best financial services to the members at fair cost;

  To preserve the reputation of NACCUG as the standard financial co-operative;

  To advance and assist the development of viable credit unions through sound and market based business strategies in order to compete with other microfinance institutions.

  To promote Micro Finance and Micro Enterprise Development Programmes via savings and loans schemes.

  Promote and facilitate savings recruitment for Credit Unions;

  Oversee the activities of Credit Unions in The Gambia;

  Assist the registration of CUs by the Registrar of Co-operatives;

  Inform grassroots communities about the ethos Credit Unions;

  Check the financial & management performance of the institutions;

  Facilitate the conduct of CU's AGMs;

  Distribute policy issues;

  Provide members with general education meetings;

  Develop and review regulating bye-laws;

  Operate the Central Finance Facility (CFF)

  Provide loans &  enterprise management training;

  Carry out yearly audit exercises for selected credit unions;

  Provide bookkeeping training & financial management courses;

  Provide training for board of directors & committees.

National & International Partners:
  Irish League of Credit Union Foundation (ILCUF);

  Social Development Fund (SDF);

  Department of State for Fisheries;

  Department of State for Agriculture (Regulation & Rural Finance Project);

  Gambia Government;

  Christian Children Fund (CCF);

  Concern Universal (Senegal & Gambia).

In July 2011 NACCUG became an affiliated member of the World Council of Credit Unions (WOCCU), the global trade association and development agency. It is also a member on the board of directors of Gamfinet.

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