Contact Address Details:
SSHFC of The Gambia
Banjul head office
Social Security House
61 Ecowas Avenue
P.O. Box 570 Banjul
The Gambia, West Africa
Tel no: +220 4227698 (Main switchboard)
Trust Bank Building
Telex: 2274 SSHOFIC GV
Social Security and Housing Finance Corporation is in charge
of administering and operating 3 funds i.e. Social Security,
Industrial Injuries Compensation and the Housing Finance Fund
in The Gambia.
Sections: • Housing
The SSHFC provides serviced plots of land with or without
small construction loans for the low and middle-income groups.
They also suitable number of completed housing units for those
in the middle-income groups.
The corporation is involved in various housing projects such
as Brusubi, Bakoteh and Kanifing layouts. Employees are given
75% mortgages and pay off the balance on the property over
The development and administration of housing projects is
either carried out independently by the agency or in partnership
with other agencies.
• National Provident Fund:
Employees aged 18 to 54 in the private sector.
• Pension Fund:
Employees aged 20 to 54 in quasi-government institutions and
in participating private companies. This does not include
temporary workers. There is a special scheme for civil servants
which is catered for by the 1950 Pensions Act and another
for the armed forces personnel. To qualify for an old age
pension one must be aged 55 with at least 10 years of contributions.
Early retirement is possible if the person is aged 45 with
at least 10 years of contributions.
• Disability pension:
Incapacity for work due to a disability and with at least
10 years of contributions. The medical board assesses the
It is to provide adequate social protection for workers, facilitate
social shelter delivery on a sustainable basis and invest
funds of the corporation to achieve optimum returns possible.