Contact Address Details:
Trust Bank Gambia Ltd.
P.O. Box 1018,
3/4 ECOWAS Avenue
The Gambia, West Africa
Tel no:+220 4225777
Telex: GV 2382
Branches in Gambia:
Sait Matty Road
Tel: 449 5486
Fax: 449 6229
Banjul International Airport
Upper River Division
Tel / Fax : 5668907
Tel : 4483418
North Bank Region
Tel : 5735238
Kololi / Senegambia
Wilmon Company Building
Bertil Harding Highway
Tel : 4465303
Tel / Fax: 4391780
Sayerr Jobe Avenue
(Lower River Region)
Should you need money to cover an unexpected expense or to make a
major purchase or investment, Trust Bank have a range of options
for borrowing customers.
Finance for businesses or individuals. Repayment is by a fixed
periodic instalment over an agreed period of time. Highly
competitive interest rates. They offer mortgage finance through
their sister company, Home Finance Corporation.
International Correspondent Banks:
Royal Bank of Canada
HSBC in London, New
Den Norske Bank
Unicredito Italiano Internatonal
Trust Bank was incorporated in July 1997 and currently has 13
branches & employs approximately 238 people.
TBL took over the Meridian Biao (Gambia) which had a big presence in
English speaking Africa.
It was listed on the Ghana Stock Exchange in November
The major shareholders of the bank are Social Security & Housing
Finance Corporation, DataBank of Ghana and other prominent Gambian
institutions and individuals.
In the year 2006, Global Finance awarded Trust Bank Ltd, Best Bank,
In the years of 2003, 2004 and 2005, The Banker Magazine, a subsidiary
of the Financial times, awarded Trust Bank Ltd, The bank of the year
for The Gambia.
On the home front, The Gambia Chamber of Commerce awarded it The Bank of the year
consecutively in 2003 and 2004.
Their mission is to be the leading bank in The Gambia by operating a
profitable banking institution, which meets the needs of all local,
international, corporate and individual clients and returns excellent
results to our shareholders.
To achieve this, they continue to set new standards by delivering
quality services and innovative products with an inspired team
dedicated to serving their customers, environment and community at large.
Internet Banking Services:
Once you've registered with Trust
Bank Online Banking you can simply call up your accounts using your
user name password, and carry out a number of financial transaction as
if you were at your branch.
Check account balances & historic transactions
Transfer Funds between your accounts
Pay utility bills
Initiate Fixed Deposit
View Term Deposit
In an effort to make banking
more convenient and efficient for its customers it introduced a new
SMS banking service in the country.
Customers will be given a
4 PIN number to access the service. These numbers can be changed as
and when they wish and it is specific to their mobile numbers, their
account number and mobile operator.
On Tuesday the 14th of April, 2009, its shareholder authorised the
transfer of up to D90 million from the banks statutory reserve
account to stated capital over the next one year in order to increase
its stated capital to the minimum of D150 million as prescribed by the
Trust Bank Gambia Ltd. saw an annual net profit margin of 30.27% with an operating
margin of 44.69%. Their Return on average assets of and their Return
on average equity of 41.91%. It recorded a 146% after tax operating
profit of D99,800,000 in 2008.
This compares to its 65% drop in post-tax profit recorded in