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Types of Bank Accounts in Gambia

  Current Accounts
In Banjul, Kairaba Avenue, Serrekunda, Kololi, Fajara & other ksmd areas this is generally a non-interest earning, transactional banking service. It comes with a check book & offers regular access to your money on demand.

  Children's Bank Accounts
This is generally a higher interest bearing savings account facility for kids. It allows for easy access to funds and is sometimes combined with an educational service to provide for your child's future college expenses.

  Deposit Accounts
These can take several forms though in most cases they do accumulate interest but do not come with a cheque book or ATM facility.

  Fixed Deposit Accounts
This is a term or time tenured money deposit at a banking institution that cannot be withdrawn for a predetermined period of time or fixed term. When the period has elapsed the funds can be withdrawn or rolled over for another term. In general, the longer the term the better the yield.

  Foreign Currency Accounts
This service facility allow for bank deposits in Gambia for offshore denominations such as Dollars, UK Pound Sterling, Euro, Swedish Krona, Danish Krone and overseas currencies.

  Hajj Savings Schemes
These plans allow would-be pilgrims to Mecca to accrue funds in order to purchase a complete package of flight ticket and accommodation.

  Online Banking
Check your transaction status from  your computer screen.

  Savings Accounts
Monetary interest is generally earned and you may or may not have to give prior notice for cash withdrawals.

Samsung Galaxy   SMS
Financial institutions offering Short Messaging Services to check balances and transfer funds.


This page has each financial institutions' services information, contact addresses, telephone numbers, emails, faxes, websites & main locations in the Greater Banjul area of the western coast region of, West Africa.



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