Information & Advice:
It is strongly advised that prior to your trip in Gambia
that you take out a single journey holiday insurance
policy. If you are an expat or regular visitor then you
might want to consider a comprehensive, worldwide
annual multi trip health insurance cover such as that
which may be on offer by BUPA International (UK).
A standard travel cover policy normally provides
cover for emergency medical treatment and/or
repatriation, flight cancellation or delays, loss of
luggage, documents and personal money up to set limits. Before
applying for a new policy, however, it is advisable to
check whether you are already covered. This is because
some all-risk home insurance policies might indemnify
your for any loss of
personal belongings while overseas. Furthermore if you
have private medical insurance it may already cover while
on holiday abroad.
The Gambia Experience in partnership with Travel &
General Insurance Company plc. They have negotiated zero
excess on their policies (except Personal Liability which
is at a certain limit). NB that their policy does not cover
any pre-existing health conditions of the people
travelling.
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Independent Travellers:
Should you need
to make a claim, you must keep receipts for any medical treatment you have
received or for medicines, and should you suffer theft of your belongings,
you must get an official statement from the local police.
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